Monitoring Blood Pressure for Seniors
As we age, monitoring blood pressure becomes increasingly vital for heart health. Seniors are particularly prone to isolated systolic hypertension. Regular monitoring helps detect and manage such risks. It's essential not only to spot high blood pressure but also to track its trends over time. Seniors and healthcare providers can then make informed decisions about lifestyle changes and treatments.Blood Pressure and Heart HealthHigh blood pressure, or hypertension, is a silent threat to seniors' heart
Five Myths About The Holiday Blues And How Can You Avoid Them: AdventHealth Chaplain Offers Advice From A Spiritual Care Point Of View
AdventHealth recently held events called “HOPE – Blue Christmas” at several of its Central Florida hospitals. The events were designed to honor loved ones who have recently passed away. “The holiday season can be particularly challenging without them, and we want to create a safe space for our team members and their immediate families to grieve,” said Gustavo Mujica, a chaplain manager at AdventHealth East Orlando. “We believe this sacred space will help each of us experience healing in a meaningful
Five Resolutions for Your Business in 2025
The new year brings significant opportunities for businesses. For many, it’s time to reset and look forward, examining the company goals and seeing what steps can be taken to meet and exceed their annual goals in 2025. For others, it is a time for reflection, a look back at the previous year to see what went right and what went wrong and how to change course, if needed. From a legal standpoint, there are certain things the new year brings a great opportunity to review. Hopefully, everything on this list
A Year-End Letter from Strategic Coach Jim Roman
What a year! I don't know about you, but this year has been a whirlwind. A lot of it has been good. Some scary and stressful. Some just weird. But here we are, wrapping it up, and I think a lot of us have a mix of emotions. We're tired. We're a little worried about the future. Hopefully there's some excitement and ambition in there, too, both for our businesses and associations, ourselves and our lives. In this newsletter, I want to share a few resources to help you tap into that
Tuesday: The Email & Social Media Power Play
SEMINOLE COUNTY, FL — December 11, 2024 – Social media platforms are powerful tools, but they are just one piece of the marketing puzzle. If you’re relying on social media or email alone, you’re missing out. Join Constant Contact Partner Ken Countess to learn how to make the most of email and social media to grow your business by attending “Engage & Convert: The Email & Social Media Power Play”, a free webinar. It’s on Tuesday, Dec 17, 2024 from 12:00pm ET - 01:00pm ET Certified Marketing Expert Ken
Hold Off On Your Beneficial Ownership Information – For Now
For the past year, we’ve been working with small businesses to ensure they comply with the Corporate Transparency Act to file their Beneficial Ownership Information before the deadline. For now, those plans can be put on hold as the courts ruled the entire act overstepped the authority of Congress and states’ rights. “First, it represents a Federal attempt to monitor companies created under state law—a matter our federalist system has left almost exclusively to the several States. Second, the CTA ends a
The CTA, BOI and FinCEN: What Does this Mean for Seminole County, FL Businesses?
The Corporate Transparency Act may require certain U.S. companies to disclose beneficial ownership information to FinCEN to combat financial crimes. While a Texas federal district court’s preliminary injunction puts this requirement on hold, many experts expect that to be overturned. In that event, failure to file could lead to fines of $500 per day, up to a maximum of $10,000, and possible criminal penalties. Read more for details on how this may impact your business in the future. 1. Determine if
The Impact of Simple Acts of Kindness on Senior Communities
In the hustle and bustle of the holiday season, it’s easy to get caught up in the frenzy of shopping and festivities. Yet, amidst the chaos, there lies a simple yet profound opportunity to bring warmth and joy to the lives of seniors in our communities. A gesture as small as gifting a cozy blanket or an engaging large-print book can illuminate the holiday season for a senior, wherever they may reside. Imagine the smile that spreads across a senior’s face as they unwrap your thoughtful gift, accompanied by
Holiday Stress Relief: How Chiropractic Care Keeps You Calm and Balanced
Hello! Dr. Jose Luis Zamora here, your friendly neighborhood chiropractor. The holiday season is upon us. One of my favorite parts of the holiday season is getting together with my family and making delicious tamales together. While the holidays are a time for joy and celebration, they often come with stress. From shopping and hosting to traveling and preparing delicious meals, or sometimes dealing with stressful family members, the holiday rush can leave many feeling overwhelmed. Stress can also take a
Getting Started or Renewing We’re Here for You
Healthcare coverage is a big decision, whether you are an old pro looking into the renewal for your team, or starting out fresh and trying to find the right plan for your team being a member of Seminole County Chamber of Commerce means you have access to plans from over 170 carriers. Chambers of FL Healthcare is a member benefit to help you through every step of finding the best healthcare coverage options for you and your entire team. Our goal is to make it easy to pick a plan and understand exactly what
Fighting Back: Your Guide to Consumer Collection Defense
Feeling overwhelmed by debt collectors? You're not alone. Millions of Americans face aggressive collection tactics every year. But you don't have to be a victim. With the right knowledge and strategies, you can protect your rights and take control of your financial situation. What is Consumer Collection Defense? Consumer collection defense is the legal process of protecting yourself from unfair or illegal debt collection practices. This includes everything from credit card debt to medical bills and
The Right to Access and Review Your FBI Criminal Report
Maintaining an accurate FBI Criminal Report is crucial for various personal and professional reasons in today’s security-conscious world. Federal regulations provide all U.S. Citizens and Permanent Legal Residents the right to access their “rap sheet” for personal review, empowering individuals to verify and correct any inaccuracies. This proactive step is essential in ensuring the accuracy of the information that may impact one’s future opportunities.What is an Identity History Summary? The FBI’s
Assessing the influence of Seamless Gutters or Curb Appeal in Property Sales.
The importance of curb appeal extends beyond simple aesthetics. It serves as a visual representation of how well the home has been cared for. A well-maintained exterior indicates that the owners take pride in their property, which in turn suggests that they have been diligent in maintaining the home’s interior and systems. On the other hand, a worn or neglected exterior can raise concerns about potential underlying issues and deter potential buyers. A home with good curb appeal not only stands out in the
Sell Your House During the Winter Sweet Spot
A lot of people assume spring is the ideal time to sell a house. And sure, buyer demand usually picks up at that time of year. But here’s the catch: so does your competition because a lot of people put their homes on the market at the same time. So, what’s the real advantage of selling your house before spring? It’ll stand out. Historically, the number of homes for sale tends to drop during the cooler months – and that means buyers have fewer options to choose from. You can see how that trend played
The 12 Rules of Office Parties Your Lawyer Says To You
We don’t mean to sound like The Grinch. We just want to make sure your holiday office party doesn’t steal the holiday spirit – and ruin your new year with unexpected legal issues. While most of us want to think of the holiday office party as fun, joyful and a great time to get to know your co-workers, many pitfalls and problems can happen. And the hangover of a poorly planned event can last for years. The attorneys at The Orlando Law Group can certainly review your holiday party plans but follow the 12
Meaningful Visits with the Elderly
As residents of senior-living communities and skilled-nursing facilities lose the ability to communicate, families often struggle to maintain meaningful connections. Here are condensed tips for enhancing visits:1. Utilize sensory rooms.2. Prepare ahead, bring items of interest.3. Engage in community and family topics.4. Respect dietary restrictions while bringing favorite foods.5. Share past memories with photos.6. Highlight future visit dates on calendars.7. Personalize rooms with familiar items.8.
Preventing Thanksgiving Pains: Chiropractic Tips for a Comfortable Holiday
Hello! Dr. Jose Luis Zamora here, your friendly neighborhood chiropractor. Thanksgiving is coming up, and there are so many things to look forward to, such as gathering with family, sharing delicious meals, and reflecting on what we’re grateful for. But between cooking, traveling, and long hours sitting at the table, the holiday can also bring about some unwanted aches and pains. Whether it’s back pain from standing too long in the kitchen or neck stiffness from a long car ride, the physical toll of
Networking the Art of Forced Friendship and Free Appetizers
You’re definitely not alone. Complaining about networking events is practically a rite of passage. Just this week, I met someone who kicked off our conversation by venting about all the lunches and after-hours gatherings she’d had to endure. The twist? Attending these events is literally part of her job. Talk about occupational hazards!Now, I get it. At some point, the endless handshakes and small talk start to feel stale, and you begin questioning how you’re spending your time. Maybe you even daydream
What’s Behind Today’s Mortgage Rate Volatility?
If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride. One day rates are up; the next they dip down a bit. So, what’s driving this constant change? Let’s dive into just a few of the major reasons why we’re seeing so much volatility, and what it means for you.The Market’s Reaction to the Election A significant factor causing fluctuations in mortgage rates is the general reaction to the political landscape. Election seasons often bring uncertainty to
Navigating Healthcare Background Screening with Live Scan Fingerprinting
In Florida, the Agency for Health Care Administration (AHCA) Background Screening Unit (BGS) oversees background checks for health professionals in various healthcare facilities, including nursing homes, hospitals, long-term care facilities, home health agencies, and healthcare clinics.The Role of Live Scan Fingerprinting in Healthcare Live Scan Fingerprinting has revolutionized these checks, ensuring accuracy and reliability while meeting state licensing requirements and organizational norms. Its
Black Friday
With Black Friday on the horizon, leveraging email marketing can significantly enhance your campaign effectiveness. Certified Marketing Expert Ken Countess says: “Unlike social media, email allows for personalized messaging that resonates with your audience's preferences and purchase history.” “Targeted emails boost engagement and increase conversion rates,” he continued. “Additionally, email marketing is cost-effective, offering high ROI.” Learn more here: https://conta.cc/4ftfmYm #BlackFriday
The Benefits of Prenatal Chiropractic Care
Hello! Dr. Jose Luis Zamora here, your friendly neighborhood chiropractor. If you didn’t already know, my wife and I had our first child earlier this month. We are so happy and excited to have welcomed our bundle of joy into the world. During my wife’s pregnancy, she received regular adjustments and it helped her immensely. This is what has inspired me to write this article about chiropractic care for pregnant women. Pregnancy is an exciting and transformative time, but it can also bring about a number of
Put Your Benefits to Use!
Understanding your complete healthcare coverage options, and all of the benefits both before and after you decide on a plan is critical. This is the second most valuable investment you make as an employer. As a member of Seminole County Chamber of Commerce, you have access to Chambers of FL Healthcare where you not only are able to view every plan available to you and your team from over 170 carriers. You have a licensed consultant on your side to help you narrow those plans to those that best fit
How to Change Name on Property Title Deeds in Florida
A property title deed is the legal document that defines who owns a piece of property and allows an owner to transfer all or a portion of property ownership to another person. Adding individuals to or removing them from a deed is a legal process that requires you to follow specialized regulations. Failure to follow the right procedures can change the validity of your deed. In most situations, it’s essential to partner with an experienced real estate lawyer to accurately change names on property title
Last Chance to Lose Weight During the Holidays
The holiday season is here — the lights in many neighborhoods are already up and stores are filled with festive decor.It is also a season for celebrations - maybe you’re travelling or hosting guests - and likely surrounded by all the tempting food.But what if this year, you could truly enjoy it and feel good about your choices and lose weight?“Yes, it can definitely happen,” said certified Life and Weight Coach Vicky Countess.Starting Monday, November 18, you can be a part of "Enjoy the Holiday and Lose
Using Gratitude to Relieve Caregiver Stress and Avoid Burnout
Caregiving is a profoundly rewarding role, but it can also be deeply challenging and, at times, overwhelming. Long hours, emotional demands, and constant responsibilities can lead to stress and burnout if caregivers don’t have ways to replenish themselves. During November when thankfulness is top of mind, practicing gratitude can be a powerful way to navigate these challenges. When approached with intention, gratitude can help caregivers find moments of calm and resilience—even on their most demanding
Don’t Lose It: Use Your FSA and HSA for Chiropractic Care Before the Year Ends
Hello! Dr. Jose Luis Zamora here , your friendly neighborhood chiropractor, reminding you that as the end of the year approaches, it’s a critical time to think about how you’re using your Flexible Spending Account (FSA) and Health Savings Account (HSA) funds. In my experience I have found that a lot of people don’t know that they can use their FSA and HSA funds for chiropractic care, and for many individuals, these tax-advantaged accounts offer a great way to cover medical expenses, but there are
Financial Planning for Long-term Care
Managing the financial aspects of long-term care for elderly loved ones can be a complex and challenging task for family caregivers. From planning for in-home support to exploring options like assisted living or nursing home care, the financial burden often adds to the already significant emotional and physical responsibilities they face. This guide offers an overview of financial strategies and insurance options, providing valuable insights to help family caregivers navigate the complexities of
Tech Rage IT’s Matt Rose Featured in Orlando Business Journal for Disaster Recovery Insights
As Hurricane Milton approached Central Florida, Matt Rose, Chief Experience Officer of Tech Rage IT, was featured in the Orlando Business Journal, where he emphasized the importance of understanding how much downtime a business can tolerate and what data loss it can afford. To help businesses navigate the storm, Rose offered the following practical advice, which was highlighted in the publication:Alternative Work Assignments: Plan for alternative work arrangements to maintain continuity. Remote
Guardians of Durability: How Gutter Guards Shield Homes from Roof to Foundation.
In the realm of real estate, where every detail counts, one often-overlooked feature stands as a silent guardian: gutter guards. Nestled atop homes across Central Florida, these unassuming protectors play a crucial role in safeguarding properties from the rooftop down to the very foundation. While their significance might not be immediately apparent, their impact is profound, especially in this region where weather patterns can be as unpredictable as they are severe. Central Florida's climate is
What To Look For From This Week’s Fed Meeting
You may be hearing a lot of talk about the Federal Reserve (the Fed) and how their actions will impact the housing market right now. Here’s why. The Fed meets again this week to decide the next step with the Federal Funds Rate. That's how much it costs banks to borrow from each other. Now, that’s not the same thing as setting mortgage rates, but mortgage rates can be influenced through this process. And if you’re thinking about buying or selling a home, you may be wondering about the downstream impact
How to Handle Holiday Food Pushers (and Still Enjoy the Season)
As the holiday season gets into full swing (all the ads and lights have already sprung up), you might already be seeing the treats, big meals, and… yes, the food pushers.“It's the time of year where food traditions and family dynamics blend, making it even harder than usual to say no,” said Certified Weight and Life Coach Vicky Countess. Here are a couple of pro tips:Plan Ahead: Think about what foods you truly want to enjoy and which you’ll skip. Having a plan keeps you focused on your goals and helps you
Reasons To Increase Child Support in Florida
For many parents, child support is an important part of ensuring the well-being of their children. In Florida, as in many other states, the amount of child support can be modified when circumstances change. Let’s explore what those circumstances are so you can be better informed about when a child support agreement may be modified.Change in Financial Circumstances One of the most common reasons an increase in child support is awarded is when a significant change in financial circumstances arises. While
Supporting Women’s Brain Health
Maintaining cognitive health is crucial for overall well-being, and research suggests that certain lifestyle habits can play a significant role in supporting brain function. Incorporating these habits not only contributes to cognitive health but also enhances daily life satisfaction. Here are seven steps women can take to prioritize their mental and physical well-being:1. Practice Deep Breathing – Chronic stress can negatively impact brain health, particularly in women, leading to reduced brain volumes and
Are you afraid? You're not alone.
I’m hearing a lot about fear from my friends and colleagues. Between a fraught election, the ongoing worry about the economy and unrest all over the world, everything feels volatile and uncertain. What strikes me is that I'm hearing the same message from people on both side of the political aisle. Everyone is convinced that everyone on "the other side" is bound and determined to ruin us. They're sure that the end of our country as we know it is inevitable, and it's someone else's fault. That's
Cash Flow: The Heartbeat of Every Business
Cash flow is like a business’s heartbeat, quietly keeping everything moving. Yet, despite how crucial it is, it’s often something we push aside, especially when juggling a dozen other daily tasks. But when cash flow gets overlooked, it doesn’t take long for things to feel tight and stressful.What is cash flow? In short, it’s the business’s ability to cover daily expenses, often called working capital. It’s the rhythm of money coming in from sales and going out to cover bills, supplies, or payroll. Keeping
Why Home Sales Bounce Back After Presidential Elections
With the 2024 Presidential election fast approaching, you might be wondering what impact, if any, it’s having on the housing market. Let’s break it down.Election Years Bring a Temporary Slowdown In any given year, home sales slow down slightly in the fall. It’s a typical, seasonal trend. However, according to data from BTIG, in election years there’s usually a slightly larger dip in home sales in the month leading up to Election Day. Why? Uncertainty. Many consumers hold off on making major decisions or
Enjoy the Holidays and Lose Weight, Too
Interested in getting through the upcoming Holidays and actually losing some weight?If so, you’re in luck!Join an affordable online 8-week group program starting Monday, November 18 that will give you:Ongoing support and motivationAccountability to help you stay on trackPro tips for holiday indulgence without the weight gainThe cost is only $149.“I will show you how to lose weight while still being able to enjoy the holidays,” said Certified Weight and Life Coach Vicky Countess. Reserve your seat and
Understanding Incontinence
A senior's age, incontinence becomes an all-too-common (but all-too-often ignored) issue. The first step toward dealing with incontinence is understanding exactly what is causing it, and it’s not as straightforward as you might imagine.Incontinence comes in various forms:1. Stress Incontinence: Urine loss occurs during activities like lifting heavy objects, laughing, coughing, or exercising.2. Overflow Incontinence: The bladder doesn’t empty completely, leading to frequent urination or continuous leakage.3.
Only Two Months Left to File Your BOI with the Government
Over the past year, The Orlando Law Group has been gently nudging you to ensure you file your Beneficial Ownership Information with the federal government. The countdown clock is almost to zero for you to file this information. If you don’t, you could be subject to significant fines and possible criminal charges as this is about protecting the country from significant criminal activity. This can be a major issue for small businesses that have fewer than 20 employees and earn less than five million in
Aging in Place: A Comprehensives Guide to Planning for the Future
Are you planning to age in place-meaning you want to live in your own home and avoid the need to move to a senior residence or nursing home? Aging in one's own private sanctuary - where we may have lived for decades - may be the ideal, but it does take planning (along with healthy living and a share of good genetics). Planning to age in place involves more than just making physical adaptations to living spaces, such as improving lighting or adding grab bars. It requires big-picture planning that includes
Withum Launches ‘Up for Debate: 2024 Presidential Election Coverage’ Resource Center
Orlando, FL, October 17, 2024, Withum, a leading global advisory, accounting and consulting firm, recently launched a new resource center ‘Up for Debate: 2024 Presidential Election Coverage’. The resource center is your go-to hub to learn how the presidential candidates’ tax plans may affect you and your business. Lynn M. Mucenski-Keck, principal in Withum’s Tax Services Team explains:“The November elections will have a significant impact on federal tax reform. It is important for individuals and
Spooky Season Reminder: Keep Your Bones Strong with Chiropractic Care!
Hello! Dr. Jose Luis Zamora here, your friendly neighborhood chiropractor. Halloween is the time of year when skeletons, bones, and spooky decorations fill our homes and streets. But beyond the festive fun, it's also a great time to think about something even scarier than haunted houses—your bone health! While skeletons might look fun and frightening as decorations, your real bones deserve the care and attention needed to stay strong and healthy. This Halloween season, let’s talk about how chiropractic
Legal Considerations: The Importance of Living Wills and Power of Attorney
Life is unpredictable, and there may come a time when your elderly loved ones are unable to make important healthcare or financial decisions for themselves. In these situations, legal documents such as living wills and power of attorney become essential. These tools ensure that their preferences regarding healthcare and financial matters are honored, even if they are no longer able to express them. Understanding and implementing these safeguards can provide peace of mind, knowing that their wishes will be
Have You Considered Including Slats In Your Estate Planning?
By the end of 2025, the rules about estate planning most likely will be considerably different. That’s because the 2017 Tax Cuts and Jobs Act, commonly known as the Trump Tax Law, will most likely expire. Included in that is a significant reduction in the estate tax exemption, reducing the amount one can pass on to heirs by nearly $7 million. Plus, depending on who is in the White House and who controls Congress, the exemption could be much lower. That said, there are steps you can take now to
Do You Have A Grip On Your Business Or Does It Have A Grip On You?
Many business owners and entrepreneurs ask themselves this question at one point or another. In my experience, this question surfaces when they are working late into the night or on the weekends. Or perhaps it comes up when you miss a family event. Does it have to be this way? The answer is NO! There is a way to orchestrate and harmonize all the moving parts of a business and for you to take back control of your time and energy. Sounds too good to be true? It's not. The answer is in
Pop Quiz
SEMINOLE COUNTY, FL — October 23, 2024 – Quick: What's the most important part of an email?Pick one:Your nameYour subject lineYour contentSomething else“The most important part of an email is actually who is sending it,” said Ken Countess, CEO of KEN IS EMAIL. “When you open up your email inbox, the first thing you're looking for is who sent you the email.” Not the subject line, not the content. It's who sent that email to you. And so for that reason, it's important not only to have a recognizable
Restoring Your Body After Hurricane Cleanup: The Power of Chiropractic Care
Hello! Dr. Jose Luis Zamora here, your friendly neighborhood chiropractor. In this article we are discussing what to do if you find yourself sore after dealing with the aftermath of Hurricane Milton. Many people find themselves in pain from clearing debris, rebuilding, and restoring their homes. While it's critical to clean up quickly, the physical strain from lifting heavy objects, bending over, and working in awkward positions can take a toll on your body, especially if your joints are not balanced and
Does Your Business Accept Credit Cards? Are You PCI-Compliant?
Don't subject yourself to costly fees, penalties and additional risk. Craft Financial Group, Seminole County Chamber's affinity partner for Credit Card Processing, wants to help. We’re here to help you understand and achieve PCI compliance with ease. Our goal is to ensure that your business meets these critical standards and operates with the highest level of security. Click on the link below to contact us today. https://craftfinancialgroup.com/contact-us/Importance of PCI Compliance 1. Protects Your
Build Your Team for Your Business' Success
Today, countless communication channels allow us to learn new skills and empower us to gain the confidence needed to tackle various projects whether at home or elsewhere. My best DIY project was replacing the water pump on my outboard boat engine, which took me about 20 minutes after watching an online video. The best part? I was able to save over $325! Not to mention, I avoided the hassle of trailing the boat to the shop and leaving it there for a few days.While I successfully completed the installation,
Energy Efficiency and Soffit/Fascia: A Key Selling Point in Florida Real Estate
In the realm of real estate, energy efficiency is not only a buzzword but a significant factor influencing property value and homeowner satisfaction. While attention is often focused on insulation, windows, and HVAC systems, an aspect that shouldn't be overlooked is the soffit and fascia boards. Though often considered a simple aesthetic element, the soffits and fascia boards play a crucial role in enhancing energy efficiency in homes. Soffit: The Unsung Heroes: Typically located beneath the
The Benefits of Using Your Equity To Make a Bigger Down Payment
Did you know? Homeowners are often able to put more money down when they buy their next home. That’s because, once they sell, they can use the equity they have in their current house toward their next down payment. And it’s why as home equity reaches a new height, the median down payment has too. According to the latest data from Redfin, the typical down payment for U.S. homebuyers is $67,500—that’s nearly 15% more than last year, and the highest on record. Here’s why equity makes this possible. Over
Take Advantage of the Estate Tax Exemption Today
As we look to 2025 with a new president, one of the most pressing topics is what will happen to the Tax and Job Cuts Act of 2017 passed during President Donald Trump’s first administration. Much of that bill is expected to expire in 2026, including several aspects of estate planning. The biggest change could cost your estate millions of dollars if you do not act now – a significant decrease in the estate tax exemption. Before the Trump tax law was passed, families did not have to pay estate taxes on
Wheelchair Van Tips for Caregivers
Whether you’re a family caregiver or a professional, owning a wheelchair-accessible van can greatly improve mobility for those you care for. Here are some tips to help you find the right van at the right price:1. Assess Your Needs: Consider whether rear- or side-entry access would work best for your situation. Rear entry is ideal for larger wheelchairs, while side entry offers versatility in seating arrangements.2. Shop Smart: Look for wheelchair van dealerships online and nearby to find options within your
Assisted Living Locators of Northeast Orlando Give Tips On How To Pay Less For Assisted Living
October is Long-Term Care Planning Month. Questions around how to afford the rising cost of assisted living and other levels of senior living come into special focus. As Americans grapple with inflation and increased costs, Assisted Living Locators of Northeast Orlando, a local senior placement and referral service, is giving tips on how to pay less for assisted living. Long-term care includes services designed to meet the personal care needs of seniors, yet many are unprepared for the associated costs.
Seminole County Chamber & MyHealthily
– Seminole County Chamber’s member benefit of complete healthcare coverage solutions through Chambers of FL Healthcare and MyHealthily is excited to explain their additional non-insurance benefits called Prosper Benefits. Prosper Benefits is a suite of non-insurance benefits created to assist members through their daily lives. Prosper Benefits includes benefits like Telehealth, phone and/or video visits with a medical professional, EAP which is an instant connection with a mental health counselor to
Two Reasons Why the Housing Market Won’t Crash
You may have heard chatter recently about the economy and talk about a possible recession. It's no surprise that kind of noise gets some people worried about a housing market crash. Maybe you’re one of them. But here’s the good news – there’s no need to panic. The housing market is not set up for a crash right now. Real estate journalist Michele Lerner says:“A housing market crash happens when home values plummet due to a lack of demand for homes or an oversupply.” With that definition in mind, here are
How Not To Lose $1,000s Of Dollars Each Month
SEMINOLE COUNTY, FL — October 3, 2024 – Many small business owners love to attend networking meetings.What’s surprising is how many don’t use email marketing.It’s surprising because they are having to show up in person at each meeting to stay visible – that’s the only marketing they do.So once the networking meeting is over, they are quickly forgotten – which becomes lost business.Instead of losing business, using email marketing to stay “top of mind” keeps their brand visible.A simple email each month to
What to Know About Knees
Knee pain can be debilitating, but there are various treatment options available to provide relief. Here’s a breakdown of some common methods: 1. Corticosteroid Shots: Administered up to four times a year, these shots combine a steroid (Cortisone) with a numbing agent. These injections offer fast, temporary relief during flare-ups by reducing inflammation. While generally safe and effective, overuse can lead to knee cartilage deterioration. Individuals with diabetes or metabolic conditions should be
A Step-by-Step Guide to Cabinet Design and Installation with The Designery
If you are considering this kitchen transformation, The Designery offers top-notch services for cabinet design and installation. Our skilled professionals bring expertise and precision to every project, ensuring a seamless and quality installation that aligns with your vision. Below is a breakdown of the different stages of designing and installing cabinets, giving you a straightforward overview: Planning and design: This phase is crucial and precedes the estimated 2-3 days installation timeline. Here,
Year-End Tax Planning: How to Prepare Your Business for Tax Season
As the year draws to a close, business owners should take the time to review their financial standing and implement strategic moves to optimize their tax position. Proper year-end tax planning can help minimize liabilities, maximize deductions, and ensure you start the next fiscal year in good shape. In this article, we’ll explore key strategies that every business owner should consider to prepare for tax season effectively. For additional insight into how your business structure impacts your tax
Year-Round Delight: Enhancing Your Orlando Sunshine State Living with Flod Services' Screen Products
Living in Orlando, the heart of the Sunshine State, means enjoying beautiful weather year-round. However, to truly maximize the benefits of this delightful climate, a pool screen enclosure from Flod Services is a must-have addition to your home. Not only does it enhance your daily living experience, but it also significantly boosts your property’s value, making it a smart investment for any homeowner. Installing a pool screen enclosure provides numerous advantages. Firstly, it creates a barrier against
Putting Lipstick On A Pig!
After 50 years in the business, I’m still amazed at the false perceptions of interior designers. I’m what is known as an architectural interior designer. That means two things. First, other than structural work I’m knowledgeable in much of the same areas as an architect. Secondly, I can positively affect the operational functions and success of a business's interior and exterior rather than just make it “pretty.” My years of training and experience enable me to see the physical issues affecting the
Secrets To Selling Your House Quickly
Seeing your house sit on the market without any bites is the ultimate frustration. And unfortunately, some sellers are in that tricky spot today. According to data from the National Association of Realtors (NAR), the average time a house spends on the market has increased over the past few years. A recent post from Realtor.com notes a similar trend:“During the week ending Sept. 14, homes stayed on the market eight days longer compared to last year. With more choices available and mortgage rates expected
Make Sure to Include a Safety Plan in Your IEP
Unfortunately, it seems like every day at least one school in Central Florida is locked down by law enforcement because of some threat to the school. While disruptive to teaching and extremely scary to our students, nearly all of the threats to schools rarely are seen through. If you are a parent of a child with an Individualized Education Program (IEP) review how the school helped your child during the threat to see if a child’s special needs are being addressed during an emergency. Was there someone
Unlocking Market Research for Your Business or Idea at No or Very Little Cost!
In my professional and business experience, one of the most overlooked or underappreciated steps by entrepreneurs starting or running a business is conducting thorough market research. This involves collecting, analyzing, and interpreting information about their particular market, competitors, and emerging trends. Regular market research is not just beneficial but critical, as it provides valuable insights to better understand customers, competitors, and the direction in which the market is heading.
Why You Should Partner with Waverly Resources LLC
In today’s competitive business landscape, finding the right financial and business advisory partner can make all the difference between surviving and thriving. Waverly Resources LLC is not just another financial services provider; it’s a company committed to empowering businesses with customized solutions that drive growth, foster stability, and help you unlock potential opportunities. Here’s why partnering with Waverly Resources LLC is a smart choice for businesses across various industries. 1.
The Top Six Senior Scams
Scammers are always looking for new ways to target seniors. Here are six of the most common scams to watch out for: 1. Check Tampering: Scammers intercept paper checks from mailboxes, erase the ink, and rewrite the amount and payee information. They also digitally alter stolen checks to appear genuine, often using voice recordings to authenticate phone transactions. 2. Voice Printing: Fraudsters record seniors’ voices and use software to create convincing imitations, enabling them to impersonate victims
Understanding the Advantages of Tax Structures for Businesses
When establishing or growing a business, one of the most important decisions you’ll make is how to structure your business for tax purposes. The right tax structure can significantly affect your overall tax liability, legal protections, and even your ability to attract investment. Understanding the different tax structures available and their advantages is crucial for business owners to make informed choices. This article explores the various types of business tax structures, their advantages, and how
How To Get More Attendees At Your Events
Usually, the best measure of the success of an event is to get as many attendees as possible.More than any other tool, email is what makes that possible.It creates awareness, excitement and anticipation - and gives your readers a way to spread the word about the event by forwarding your email to people they know."Yes, social media may help get awareness, but email ‘cements’ participation,” said marketing expert Ken Countess. “Email keeps excitement high.”Here’s a "best practice" email calendar for virtual
Need Help Finding the Right Senior Living Option?
Navigating senior care choices can be overwhelming, but you don’t have to do it alone. At Senior Care Authority, we provide expert guidance to help you find the best senior living community for your loved ones. From independent living, assisted living, & memory care, our experienced advisors will walk with you every step of the way. Personalized care solutions Compassionate, trusted support Expert knowledge of local communities Let us take the stress out of the process so you can focus on what matters
Navigating Florida’s Fingerprint Background Checks
Florida Department of Law Enforcement FDLE, serving as the state agency overseeing criminal background checks, plays a pivotal role in various aspects such as licensing, employment, permits, registrations, foreign adoption, and immigration/visa clearances. Once results are obtained, FDLE promptly forwards them to the relevant requesting agency within a three-day window.Background Check The term “background check” is often used interchangeably with “criminal history check” or “criminal history background
4 Ways to Prepare for Your Non-Invasive Body Contouring Appointment
Preparing for your non-invasive body contouring appointment involves several key steps to ensure you have a successful and comfortable experience. Whether you’re looking to tighten your skin, reduce cellulite, or contour your body without surgery, here’s a comprehensive guide to help you get ready.1) Hydration Hydration is crucial for any of our body contouring treatments. Drinking plenty of water helps your body respond better to the treatments and aids in flushing out toxins. Aim to consume around 64
Why Buying Now May Be Worth It in the Long Run
Should you buy a home now or should you wait? That’s a question a lot of people have these days. And while what’s right for you is going to depend on a lot of different factors, here’s something you’ll want to consider as you make your decision. As soon as you buy, you’ll start gaining equity. And you’d be surprised how quickly that can add up – even with more moderate home price appreciation. Each quarter, Fannie Mae releases the Home Price Expectations Survey. It asks over one hundred economists, real
How Does My Business Deal with Service Animals?
Most businesses that interact with the public have encountered an issue with service animals. Perhaps someone wanted to bring their emotional support cat into the restaurant or wanted to trot their miniature horse around the grocery store. On the surface, it seems both of those examples would be easy to deny, but in Florida, denying the public entrance because of a service dog or miniature horse can get you into significant trouble. But the cat? It’s an emotional support animal and is not covered under
Making a Safe Transition From Hospital to Home
Coming home from a hospital or nursing home stay is such a relief-finally, back in one's own space! But the transition involves more than just moving locations-it's about the patient adapting to a new daily routine, managing health conditions, and perhaps dealing with new limits on what they can do. A smooth transition can lower the risk of problems, prevent returns to the hospital, and help recovery happen faster. That's why, if at all possible, patients should begin planning for their transition back
Benefits of Setting a Meeting with an Advisor
The complexities of shopping for and navigating healthcare coverage can be overwhelming, and if you don’t do it right, you may be missing important information. Whether you are a seasoned veteran with healthcare coverage, or a newbie, it is very easy to miss essential steps when shopping. Depending on the size and health of your team, you may even be eligible for more than you realize. Chambers of FL Healthcare is here to help walk you through the process from start to finish so you don’t miss a
Steps to Peace of Mind for Senior Care in Central Florida
Our senior placement services in Central Florida follow these proven steps to find the most suitable care for your loved one.01 REACH OUT TO USCall us at 407-701-7129 or fill out the online form at https://www.seniorcareauthority.com/locations/central-florida/ We’ll respond within one business day.02 PHONE ASSESSMENTOur first conversation will help us understand your family's needs, answer your questions, and set up a time to meet in person. Give us a call at (407) 701-7129 to set up a free
Everyone is stressed about money.
That's the message I'm getting right now. I talked to a colleague the other day who admitted they hadn't sold anything in two months. Others say they have no money for anything—not even investing in something that will absolutely help grow their business and alleviate their money worries. This really troubles me. Not just because of the stress and even despair I hear, but because I truly believe there is a solution. You have to know your numbers. Stick with me! I'm not saying, Hey, you're
Know the Rules for Service Animals as an AirBNB Host
Being a host of an AirBNB can be a rewarding business, providing a source of income for investment properties. Of course, there are always hassles with guests over myriad issues. One thing that is difficult to argue over is service animals. To be clear, if you are an AirBNB host and try to deny a guest accommodation for a service animal, you could be charged with a crime. When it comes to service animals, it’s best to let guests utilize a service animal in nearly all cases otherwise you risk serious
Do You Need a Permit for Your Bathroom Renovation?
Bathroom renovations can vary widely, from simple updates to major remodels. Here’s what you need to know about permits for different types of projects.If you're making minor changes that don’t affect the structure, you likely won’t need a permit. These updates include:Replacing cabinet hardwareMinor plumbing adjustmentsA fresh coat of paintSwapping out light fixturesWhen Do You Need a Permit? If your project involves structural changes or adding a new bathroom, a permit is usually required. Adding new
Are You Unique Enough That You Have No Competitors?
It is a fact that unless your product or service is irreplaceable and there are no substitutes for what you offer, you need to market your business - otherwise, you'll be forgotten.Few, if any, products or services that have no substitute - there's always going to be a competitive product or service of some kind that can be a substitute."We have no competitors is a naive way of thinking,” said marketing expert Ken Countess. “Unless your product or service can not be substituted by anything else on the
.jpg)
Crypto Scams: Protecting Seniors From Fraudulent Cryptocurrency Schemes
In recent times, the rise of cryptocurrency scams has become a concerning trend, with scammers adopting various deceptive tactics to defraud unsuspecting individuals. One prevalent tactic involves impersonating federal agents to convince victims – often seniors – that their bank accounts are compromised. In response to these fictitious claims, some individuals resort to depositing money into cryptocurrency ATMs under the false pretense that it will secure their accounts with governmental
The Ultimate Guide to Noninvasive Body Contouring Treatments
Achieving the desired body shape without surgery has become more accessible with the advent of noninvasive body contouring treatments. These innovative procedures allow individuals to target stubborn fat areas, enhance muscle definition, and sculpt their bodies with minimal downtime. This guide will explore the most effective noninvasive body contouring treatments, including fat dissolvers, lipolysis, green lipo, and ultrasonic cavitation.Understanding Noninvasive Body Contouring Noninvasive body
Healthcare Terminology
There is no denying it - shopping for healthcare is NOT fun. It can be stressful and a little overwhelming, especially when it comes to terminology and acronyms. Sometimes it might even feel like a foreign language. This can be frustrating when shopping and navigating the world of health insurance. You may not know and understand every single term, name, or acronym, but you can certainly get the hang of the basics. We have listed a few of the most commonly used terms in the health insurance
The Real Story Behind What’s Happening with Home Prices
If you’re wondering what’s going on with home prices lately, you’re definitely not the only one. With so much information out there, it can be hard to figure out your next move. As a buyer, you might be worried about paying more than you should. And if you're thinking of selling, you might be concerned about not getting the price you're aiming for. So, here's a quick breakdown to help clear things up and show you what’s really happening with prices—whether you're thinking about buying or selling. Home
Florida May Close Your Business for Not Following This Law
Over the past few weeks, The Orlando Law Group has received multiple calls from business owners who have been subject to workers’ compensation investigations by Florida officials. In each case, investigators walk into a business and ask to review all documentation as to how individuals are being compensated – to see if they are truly covered under workers’ compensation law or not. At the heart of the issue is whether an individual is an independent contractor or an employee. Generally, an employer is
The Essentials of Estate Planning
Ensuring that your financial affairs are in order is a crucial step towards providing security for your loved ones in the event of your passing. Here are some important tips to consider: 1. Designate Beneficiaries: One of the simplest yet most effective steps you can take is to designate beneficiaries for all your financial accounts including checking, savings, CDs, life insurance, and investments. By doing so, your designated beneficiaries can access these funds with just a death certificate, bypassing
Is Your Family Struggling With Healthcare Decisions For An Aging Loved One
Is your family struggling with healthcare decisions for an aging loved one? Senior Care Authority provides comprehensive support to make the process less stressful. We’re here to help with everything—from finding the right care resources to facilitating important family discussions. Whether you’re close by or managing care from a distance, we’ll ensure your loved one gets the best support possible. Let us guide you. Contact Senior Care Authority today. https://seniorcareauthority.com/centralflorida
How the Federal Reserve’s Next Move Could Impact the Housing Market
Now that it’s September, all eyes are on the Federal Reserve (the Fed). The overwhelming expectation is that they’ll cut the Federal Funds Rate at their upcoming meeting, driven primarily by recent signs that inflation is cooling, and the job market is slowing down. Mark Zandi, Chief Economist at Moody’s Analytics, said:“They’re ready to cut, just as long as we don’t get an inflation surprise between now and September, which we won’t.” But what does this mean for the housing market, and more importantly,
How to Sell Without Selling
Most people do not open their inbox looking for something to buy.Instead, they are looking for information.“The best email marketing campaigns are those that simply educate or inform,” says email marketing expert Ken Countess.“When you educate or inform, you are subtly positioning yourself as an expert in your field,” Countess continued. “You can become the ‘go to’ person when someone who needs your product or service will reach out to you - simply by finding a recent email from you and replying to it.”With
Does Your Loved One Need Care
Senior Care Authorities Certified Senior Advisors carefully vets senior living locations of all sizes and at different budget levels. Our Certified Senior Advisors do the legwork and help you find the best fit for your senior. From Assisted Living, Memory Care, or Skilled Nursing, we have the knowledge and experience to help you find the best fit. Learn more about how we can help here: https://www.seniorcareauthority.com/locations/central-florida/ Types of Senior Care Communities in Central
How Doctors and Caregivers Can Better Communicate with Seniors
Good communication between doctors and patients (and between caregivers and loved ones) is crucial for better health outcomes. It’s a teachable skill that medical students can improve through training. The Accreditation Council on Graduate Medical Education and the American Board of Medical Specialties recognize interpersonal communication as a core competency. Effective communication: • Prevents medical errors • Improves health outcomes • Strengthens patient-provider relationships • Maximizes
Planning a kitchen remodel? Check out this!
Planning a kitchen remodel? Check out our essential kitchen remodeling checklist to ensure your project runs smoothly from start to finish! Here are the most important steps for remodeling your kitchen, as well as the key aspects to consider in the following checklist:Gather ideas and define the look of your kitchen.Identify specific design elements, including cabinet designs, color schemes, countertops, and appliances.Research, seek recommendations, and hire a qualified remodeler.Set clear priorities for
2025 Housing Market Forecasts: What To Expect
Looking ahead to 2025, it's important to know what experts are projecting for the housing market. And whether you're thinking of buying or selling a home next year, having a clear picture of what they’re calling for can help you make the best possible decision for your homeownership plans. Here’s an early look at the most recent projections on mortgage rates, home sales, and prices for 2025.Mortgage Rates Are Projected To Come Down Slightly Mortgage rates play a significant role in the housing market.
7 Steps to Step Up Your Sales Success
What is your biggest challenge in bringing in business? Notice that phrase: bringing in business. Not sales. Sales is an important part of bringing in business, but it’s just one part. That’s important, because a lot of people tell me they hate sales and will do anything to avoid doing anything remotely considered “sales.” That’s not irrational. I think most of us, when we think of selling, think of a pushy salesperson who’s only interested in closing the sale, not about what we want or need as a buyer.
Welcome Back Non-Compete Contracts
For much of the past year, nearly one in five of all employees in the United States have been waiting for September 4. That was the day the Federal Trade Commission set to ban most non-compete contracts between employees and their employers. Due to a recent judicial ruling, the wait for a non-compete contracts ban will take significantly longer, if it happens at all. On August 21, a federal court in Texas ruled the FTC does not have the authority to make sweeping bans on any business practice
What is a medically underwritten plan?
Health insurance can be hard to understand and navigate. From terminology to the enrollment process, it can be easy to get lost along the way. Although there is a lot to take in, it is important to comprehend the health insurance basics as it may help you to save time and money. One of these perplexing aspects of health insurance is a “medically underwritten plan.” As a member of Seminole County Chamber of Commerce, you have access to Chambers of FL Healthcare which includes a team of licensed
