Florida’s New Flood Disclosure Law: What Landlords Need to Know

Florida may be the Sunshine State, but in recent years, Central Florida has experienced more frequent and severe flooding than ever before. Heavy summer storms and unpredictable weather patterns have left neighborhoods dealing with standing water, property damage, and costly repairs. 

Now, beginning October 1, 2025, the state is taking a major step toward transparency. Under Florida Statute §83.512—created through Senate Bill 948 (2025)—landlords and property managers must disclose any known history of flooding or flood-related damage before signing certain residential leases. 

The goal is simple: tenants should understand flood risks before moving in.
But for landlords, this new requirement adds a serious layer of legal responsibility, and ignoring it could mean refunds, terminated leases, or legal disputes. 

Below, we’ll break down what the new law requires, who it affects, and why even landlords with no flood history should prepare now. 

What Does the New Florida Flood Disclosure Law Require? 

Beginning October 1, 2025, landlords and property managers must provide a separate written flood disclosure before signing any residential lease lasting one year or longer. 

This disclosure cannot be buried in the lease, it must be a standalone document following a specific statutory format. 

The disclosure must state whether: 

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