Don’t Lose It: Use Your FSA and HSA for Chiropractic Care Before the Year Ends

Hello! Dr. Jose Luis Zamora here , your friendly neighborhood chiropractor, reminding you that as the end of the year approaches, it’s a critical time to think about how you’re using your Flexible Spending Account (FSA) and Health Savings Account (HSA) funds. In my experience I have found that a lot of people don’t know that they can use their FSA and HSA funds for chiropractic care, and for many individuals, these tax-advantaged accounts offer a great way to cover medical expenses, but there are important deadlines and opportunities to be aware of—especially if you have an FSA. If you’ve been putting off chiropractic treatment or looking for ways to maximize your year-end healthcare budget, now is the perfect time to use your remaining funds before they expire.

If you’ve been dealing with chronic pain, stiffness, or mobility issues, let Zamora Chiropractic help you feel better while ensuring your FSA or HSA funds are put to good use before the deadline.

Key Benefits of Using FSA or HSA for Chiropractic Care

1. Save Money with Pre-Tax DollarsUsing FSA or HSA funds for chiropractic care allows you to pay for treatments with money that hasn’t been taxed, saving you up to 30% or more depending on your tax bracket. This means more affordable care for services that improve your health and quality of life.
2. Proactive Healthcare Chiropractic care is an effective solution for pain management, but it’s also great for preventative care. Regular adjustments help keep your body aligned, improve mobility, and reduce the risk of injuries down the road. Using your FSA or HSA now can help you stay ahead of potential issues while making the most of your funds.
3. Maximize Your Year-End Benefits If you have an FSA, the end of the year is your last chance to take full advantage of the funds in your account. Rather than letting that money expire, use it to book chiropractic appointments before the December 31st deadline.
4. Ease of Payment Most chiropractors, including Zamora Chiropractic, accept FSA and HSA payments directly. This means you can pay for your services at the time of your visit with your FSA/HSA debit card, or submit receipts for reimbursement later if necessary.

How to Use Your FSA or HSA for Chiropractic Care

1. Check Your Balance: Before booking your appointment, take a moment to review your FSA or HSA balance to ensure you know how much you have available to spend.
2. Schedule Your Appointment Early: Don’t wait until the last minute! Chiropractors often get busier as the year ends, with patients rushing to use their FSA funds. Schedule your appointment now to guarantee a spot and maximize your benefits.
3. Confirm Eligibility: While most chiropractic services are eligible for FSA and HSA coverage, it’s a good idea to double-check your specific plan’s guidelines or ask your provider to confirm. In some cases, you may need a prescription or doctor’s referral for certain treatments.

Don’t Let Your Healthcare Dollars Go to Waste!

With the end of the year fast approaching, now is the perfect time to take advantage of your FSA and HSA benefits for chiropractic care. Whether you’re seeking relief from pain or looking to maintain your health through preventative care, chiropractic services are an excellent investment in your well-being—and your FSA or HSA funds can make it more affordable.

At Zamora Chiropractic, we are committed to helping you feel your best. Don’t let your FSA funds expire—schedule your chiropractic appointment today and make the most of your year-end benefits!